Why We Need An Independent Windshield Glass Insurance?

（China Glass Network）Independent breakage insurance is the additional insurance of car loss insurance, which needed to be insured after the registration of loss insurance of car.

Car owners need to negotiate with insurance company on whether the imported glass or domestic glass to be insured where the insurance company shall assume related claims responsibilities based on the negotiation. Passenger cars with 20 passengers or over 20 passengers carry out a 20% irrespective percentage, while those less than 20 enjoy the 20% percentage or absolute irrespective compensation of 200 yuan from the second compensation, based on a frequent compensation during the insurance period, selecting a higher compensation.

Non-obligations of the independent breakage insurance of the windshield glass:

1 Glass independent breakage caused during the installation and repair of cars;

2 Breakage of the lamps, mirrors;

3 Intentional act of the insured or other drivers; breakage caused during the installation, repair and

washing of cars;

4 Other loss and fees beyond the insurance responsibilities scope;

Additionally, what need us to be cared is: The insurance company shall assume the compensation according to the price of imported glass if the car has been insured by the ration of imported glass price. As for the domestic glass compensation, it is the same with related laws or regulations.

Tips:

Glass is just like the “face” of the car, thus it is very important to buy the insurance for your “face”. Actually, some of the car owners may have heard or even had the real incident of car steal. The most common steal act is glass breakage, in which the thief may just break the windshield glass for a cheap navigator, being worthy of less than 100 yuan. But the loss of the glass breakage is higher than the article steal.

The independent breakage insurance shall be additionally paid. The car with an independent breakage insurance shall get a responding compensation in case of independent breakages caused during the driving or parking, without other components breakages.